Get a Presma Payday Advance Today

We are a new payday loan company in the UK

  • Bad Credit Loans - Get a Loan Even With Bad Credit
  • No Credit Check Loans - We Place Emphasis On Your Work Status, Not Credit History
  • Loans For Benefits - If You Are Receiving Benefits We Can Find a Payday Loan For You

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Bad Credit Loans

If you are employed and receive regular pay cheques, you can get a loan even if you have bad credit.

No Credit Check

Because we focus strictly on your employment status, we do not need to perform a credit check to lend money.

Same Day Loans

You need money as fast as you can get it. We can wire cash directly to your bank account within hours.

Welcome to Presma Payday Advances

What are the Requirements of Payday Loans Bad Credit Direct Lender?


If you have bad credit and desperately need a loan, you don't have to worry because there are still a lot of options. It is difficult to find a loan especially if you have bad credit. Traditional loans from banks will have stiff minimum requirements for credit scores that will make the approval of your application seem impossible. The good news is that short-term loans are granted to people with bad credit which you can apply for.

How to find payday loans bad credit direct lender?


In reality, the short-term creditors focus more on your capability to pay rather than your past credit history. It is easy to file an application with payday loans bad credit direct lender like Payday Loans Now. You can just go online and make a Google search that leads you to a website that offers these services. You can also visit a storefront that is near your location. Filing the application is easy and quick. Once you are approved, you can even receive your funds in one business day.

payday advance

In order to save money and time, you have to note these crucial steps in selecting your lender.

  • Always compare the offers. There are usually a lot of offers that seems enticing so it is important that you compare each and every one. Look at the amount of the loan, payment terms and its total cost to find a suitable loan that fits your needs.
  • Scrutinize the eligibility criteria. While lenders freely accept all applicants even with bad credit, they still have to follow some of their criteria for approval. To avoid rejection, check what their standards for minimum age, residency and income requirements are.
  • Borrow only what you could afford to pay back. Though lenders will not lend you an amount that you can't afford to pay, the terms for interest and other fees could make it difficult for you to pay it back in a short term. Figure out what you can afford and manage to pay within your budget.
  • Budget, budget, budget. Once you get a loan approval, the payments immediately start on the next payday. Be sure to budget carefully so that you have money for this added expense.

Services Overview

  • Loans for People with Bad Credit
  • No Credit Check Loans
  • Guaranteed Loans
  • Same Day Loans
  • Loans for People on Benefits

Our Blog

Are there any disadvantages in getting a payday loan on bad credit?

Online applications. Though it is easy to get a payday loan online, it is equally easy to fall for a scammer or a broker. Scammers do not have a physical branch where you can collect your checks or talk to someone if you have issues with your loan.
Brokers are not actually lenders. They only have a network of lending companies they can connect you to get a payday loan. The downside of this is that their service is not free and you will end up paying an additional broker's fee on top of what you borrowed.



What are Fast Loans?

Quick turnaround. Once you click to submit your online application, and it gets approved, the funds are immediately deposited in your bank account. If you decided to back out, it doesn't happen as quickly.
Lenders of Ill repute. Not all the lenders follow government regulations. You have to check carefully if the lender is fully licensed and not a scammer. Short payment terms. The payday loan is reputably expensive because of its short payment scheme. Before you apply be sure you can afford the payments.



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Address: 15 New Dover Rd, Walliswood, RH5 6AP